HUD regulated & FHA insured
Reverse Mortgages
HUD regulated, FHA insured reverse mortgages are one of the safest financial instruments available to seniors today. In its simplest terms, it allows homeowners age 62 or older to access a portion of their home equity in cash, monthly payments, or its most popular feature: A growing line of credit.
It is an FHA loan in every sense of the word, except that it allows the borrower the complete flexibility to decide when to repay the loan… as desired or not until the home is no longer the last borrower’s primary residence.
FEATURED SERVICES
Explore our Home Equity Conversion Mortgage Reverse options and Proprietary Jumbo Reverse options below.
The unique benefit of reverse mortgages, generally, is that you don’t need to pay the loan back on any particular timetable until the home is no longer the primary residence of the last borrower.
HECM Reverse
Home Equity Lines of Credit cannot compare to Home Equity Conversion Mortgage Lines. A HECM LOC has no personal guarantees and without major default cannot be called by the lender regardless of home value!
HECM for Purchase
Use a HECM to purchase your next home to move closer to family, improve your monthly cashflow, retain your liquidity reserves or even purchase a home larger than you could have otherwise afforded using all-cash!
HECM to HECM Refinance
Eliminate your first mortgage and replace it with a home loan requiring no monthly payments, no personal guarantees and can provide a line of credit with a government guaranteed growth in borrowing capacity on the unused balance!
Jumbo HomeSafe
Eliminate monthly mortgage costs, retain ownership and significantly improve liquidity in home with a non-recourse, non-callable jumbo loan up to $4 million!
Jumbo HomeSafe Select
Rather than pay all cash to avoid monthly payments, achieve the same outcome while saving up to half of your cash or more for investment or other preferred uses!
Jumbo HomeSafe 2nd
The Homesafe Second has been temporarily discontinued. However, check back soon for new products becoming available.