why choose McWhorter?
McWhorter Mortgage is your personal representative in the mortgage process. Independent mortgage originators work strictly for you, finding the most competitive rate with the perfect loan designed specifically for your needs.
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our Products
Independent, Wholesale Mortgage Originators providing you the absolute most competitive rates, the lowest closing costs and the smoothest loan process, all with 24/7 access to your personal mortgage consultant. Why not get a free review of your lender’s proposal to see how we can save you thousands?
FHA Home Equity Conversion Mortgages
Eliminate your first mortgage and replace it with a home loan requiring no monthly payments, no personal guarantees and can provide a line of credit with a government guaranteed growth in borrowing capacity on the unused balance!
Use a HECM to purchase your next home to move closer to family, improve your monthly cashflow, retain your liquidity reserves or even purchase a home larger than you could have otherwise afforded using all-cash!
Home Equity Lines of Credit cannot compare to Home Equity Conversion Mortgage Lines. A HECM LOC has no personal guarantees and without major default cannot be called by the lender regardless of home value!
Eliminate monthly mortgage costs, retain ownership and significantly improve liquidity in home with a non-recourse, non-callable jumbo loan up to $4 million!
Rather than pay all cash to avoid monthly payments, achieve the same outcome while saving up to half of your cash or more for investment or other preferred uses!
Without losing that low interest first mortgage, close a reverse second mortgage and use those proceeds to cover medical expenses, pay for grandchildren’s education, payoff other high interest debt or just access more liquidity!
our team members
With over 60 years combined experience in all facets of residential real estate finance, development and sales experience, McWhorter Mortgage brings a depth of knowledge to help their clients consistently get the very best level of service, the most competitive rates and by far the lowest fees. See how Brandon and Richard can help you get the home, or loan, of your dreams.
Managing Broker
Specializing in all types of traditional mortgages
Jumbo and Second Home Loan Professional
Reverse Mortgage Specialist
LATEST NEWS FROM OUR BLOG
First, a Home Equity Conversion Mortgage is an FHA insured, HUD regulated reverse mortgage. In fact, a HECM is the
Jim and Shirley B. saved and invested for years and had all their assets in all the right places with
Did you know the FHA Home Equity Conversion Mortgage (HECM) is the only home mortgage available that has absolutely no
According to Pew Research, almost one-half of adults in their 40s and 50s fall into the Sandwich Generation, with about
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Curious about where rates are headed? Wondering if the on-line loan quote you just received is competitive or whether there are hidden fees? Or, just want to speak with Brandon or Richard directly about how you can qualify for the cheapest rate, lowest fees and still get great personal service? Just reach out!
